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International Moving - Finland
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May 31, 2022·0 min read

Moving to Finland

Finland is a peaceful country known by many as a state with the highest standards of living in Europe. This country is the second most socially secure state in the world after New Zealand and Norway. Moving to Finland is a dream for many individuals who are looking for a change of scene, a better life and work balance and to be surrounded by the happiest people on earth.

Before packing your bags you need to have a comprehensive understanding of how to move to Finland and what to expect once you have landed. Moving overseas is a unique experience that requires extensive research and Hercules Moving Company is here to assist.

Icebreaker: Happiest country on earth

Located in the northern part of Europe, Finland is a Scandinavian state that borders Sweden to the northwest, Russia to the east and Norway to the north. Finland has a population of a little over 5.5 million people. The stunning nature of this country would leave even an experienced traveler on awe.

According to Vanguard Magazine, Finland is the happiest country in the world and in general, a comparison begs to be made. Finland is like a sanatorium: comfortable, beautiful, and quiet. If you like the hustle and bustle of megacities and the fast pace, this country is hardly for you.

How to Immigrate to Finland

Family Reunion
Business Owners


The easiest path to move to Finland is by studying at a Finnish university. Citizens of countries that are part of the European Union can receive education for free while others might pay international students fees. If you are not fluent in Finnish, most universities have accessible language programs allowing foreigners to learn Finnish prior to entering courses.

When choosing your program, you should consider professions that are in demand in Finland: medicine, economics, IT technology and innovations. You can look for a job during your studies and internship and then use your job as a basis for obtaining a permanent residence permit in Finland when you finish your studies.


It is possible to move to Finland permanently if you are looking for a job that is in high demand in the Finnish job market. For example electricians, nurses, welders, furniture makers, bus drivers, and construction workers are highly valued.

However, it will not be easy if you do not have intermediate knowledge of the Finnish language. After receiving the offer letter you can start applying for Finnland work visas and permits with a help of your employer.

Family Reunion

In the case of marriage or family reunification, the move to Finland can be made through a visitor's visa. Such a visa is issued for a maximum of three months. Once you have moved to Finland, you must apply for a residence permit at the Finnish Immigration Department.

While in the country, the immigrant waits for a final decision issued by the government. If it is not a case of reunification with a Finnish citizen, but with a foreigner living in Finland, he must submit documents that prove his financial solvency when he applies to the Finnish Immigration Department.

Business Owners

The most convenient way for many, which is currently the best option for immigration to the EU - on the basis of business activities, investments / business immigration, which will characterize you as financially independent residents. This option is suitable for:

  • Freelancers, IT Specialists, Remote Workers
  • Business Owners


Another good way to move to Finland is repatriation. But it is not available to everyone. Repatriation is available for those whose parents (or grandparents) were born in Finland.

You need to prove your Finnish roots and prove your family ties. No other grounds, such as work or study, are required in this case. Repatriation is also available if you or your parents were born in Finland before the Second World War.

First Steps upon arrival in Finland

These steps may differ depending on your citizenship or residency. But for example, you are not a resident of the European Union and want to get a residence permit in Finland.

  1. Permanent Address of Residence.

    The first thing to do is to register your place of residence at the Maistraatti. Maistraatti is a public institution in Finland that includes the services of a passport office and part of the civil registry office.

    At the Local Register Office (maistraatti) you are responsible for maintaining the population register, including registration of residence. The address registered with the local register office receives correspondence from the authorities, various bills, etc.

  2. Personal Identification Number - Henkilötunnus

    This is your own unique number in the population register. You can be uniquely identified by this number at all times and everywhere. So it's not so much a secret number, but it's better not to show it. A personal number can now be obtained at the same time as a residence permit.

  3. ID Card - Henkilökortti

    A Finnish passport, Finnish ID card (henkilökortti) or Finnish driver's license can be accepted as a Finnish ID card if it was originally issued in Finland and has not been exchanged for a driver's license in another country. The easiest way to apply for an identity card is to use the police e-service. You can also apply at the police station on a first-come, first-served basis.

  4. Bank Account.

    Finland is not the biggest country, and there are quite a few banks. At the moment you have a choice of about a dozen banks. The biggest three are probably Nordea, Osuuspankki and Danske Bank. But there are also S-Pankki, Aktia, Säästöpankki ("Savings Bank").

    To open a bank account, you must visit a branch in person and present documents proving that you are legally in Finland. In this account, you will receive your salary and can use it to pay your rent and other bills. It will, of course, have a bank card attached to it.

  5. Tax Card.

    You can request a personal tax code from the tax office. You may need it, for example, if you work in Finland. In order to obtain a personal identification code, you must visit the tax office in person. Find out at which office personal tax codes are provided.

Healthcare in Finland

Moving to Finland - Private Health Care

All Finnish citizens and residents with work contracts of six months or more are automatically insured by the state social security system KELA. Basic medical care is provided in polyclinic departments at the place of residence.

According to the established rules, medical care must be provided within three working days after application. Most polyclinics accept patients from general practitioners, so-called 'family doctors'. However, in a number of polyclinics, it is also possible to consult specialists (including dentists).

Kela covers most of the cost of public health services. However, you still have to pay for a visit to a general practitioner at a public health center. Usually, it costs from 100 €, but the patient only has to pay 20-30 €, and the rest is covered by insurance. Patients do not have to pay at all for certain medicines that need to be taken every day (insulin, for example).

Moving to Finland - Private Health Care

In the country, private medical care does not replace basic and specialized care but complements them. Private medical institutions include private clinics, dental and physiotherapy offices, and the offices of private practitioners.

The cost of private medical care in Finland is quite high, so it is only fully accessible to the well-off population. Most Finns only use private medical services when they are absolutely necessary. Their main advantage is a quick appointment with the right doctor.

Despite the fact that some of the costs of private health care services are reimbursed under the compulsory health insurance program KELA, private health care services are not available to the majority of Finland's population

Earning and Spending in Finland

Income in Finland
Taxation System
Cost of Living

There is no national minimum wage in Finland. The rates are fixed in collective agreements between employers and trade unions separately for each sector of the economy. According to Statistics Finland, the average wage in Finland in 2022 is 3,620 euros per month before taxes. After all compulsory deductions, the employee has about 2,600 euros at his or her disposal.

The amount of income tax depends directly on the level of salary. The higher the salary, the higher the tax will be. The minimum income tax rate is 6 percent, and the maximum is 31 percent. Income tax breakdown:

  • Income up to 19,200 EUR - 0%
  • Income from 19,200 to 28,700 EUR - 6%
  • Income from 28,700 to 47,300 EUR - 17.25%
  • Income from 47,300 to 82,900 EUR - 21.25%
  • Income over 82,900 EUR - 31.25%

According to Numbeo, the monthly cost of living in Finland as a single individual equals 850 euro excluding rent expenses. A family of 4 moving to Finland would spend on average around 3,100 euro per month excluding rent. Average rent price in Finland for a 1-bedroom apartment ranges between 650 - 800 euro. A 3-bedroom house monthly rent would range between 950 to 1,300 euro.

Renting vs. Housing in Finland


If you are looking for long-term rentals, check out Finnish websites like Vuokraovi, Etuovi, Op-koti, Oikotie, Ovvv, Asunnonvuokraus, Doska. Otherwise you can contact any of the local realtors and they will be able to assist you for some fee.


Finnish law allows citizens of any country to purchase housing. The duration of stay in the country owners of local real estate is not limited. Both residential real estate and commercial premises can be bought by both individuals and legal entities. Such conditions make the purchase of housing in Finland even more attractive.

When looking for housing non-residents often seek the help of local realtors. Yes, these experts are well versed in the Finnish real estate market, but for their services they charge 4-5% commission. For the registration of the act of sale and purchase, the notary will take at least 100 €.

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Matt Singer
I used Hercules Moving to move a piano from my basement to a purchaser. They were very professional, packaged the piano carefully, put down mats on flooring and removed it very efficiently. I'd recommend these guys for any moving needs for sure!!
We really appreciate the kind generosity of the Hercules moving company in moving the piano to our house. They didn't accept any money, because they were doing our son a favour as he is currently diagnosed with a pre-existing condition. Sending lots of good energy and good karma their way! We too will one day make sure we pay this forward. Highly recommend them - very good people!
P. Bederski
My first phase of the move (Niagara Falls storage to Hercules storage) was extremely satisfactory. The four man crew worked in unison to complete the task with utmost care of my belongings. I will write my final review when my items are delivered to Moncton. So far, I am extremely satisfied with this company's services.
Private Customer
Hercules is by far the most efficient, customer friendly and experienced Edmonton movers I have dealt with. They took such good care of furniture and personal belongings and made a stressful move seem effortless. I would not hesitate to use them again. For a five star, hassle free service, with great care and attention, I would recommend Hercules.
This company to put it simply was AMAZING! The initial call to Hercules went extremely well from that moment I knew this was the company I would use. Walter who made the booking was efficient and quick in meeting all my needs. The day of the move the team worked very well wrapping all of my furniture securely preventing any damage. The workers and entire staff were friendly very fast and clearly enjoy there job. I will definitely recommend Hercules moving company to all my friends and family for there moving needs. Special thank you to Vidas and his team of workers! Great job guys!
This professional Mississauga movers set the bar very high with their service, attitude and diligent staff. From the start of the move until the end I observed the only the best from the Hercules staff. My household assets received the highest level of quality and delicate handling from these professional movers in Misssissauga. There can't be any professional Mississauga movers that can compete with Hercules Movers. I am very happy to have been introduced to this company and will be happy to recommend them to anyone seeking a professional move performed to the highest level of quality and service.
Music is my life. And this awesome Hercules guys smoothly moved my "old but gold" upright piano in an apartment on 10th floor! When I will open my studio I will doubtless hire them to move all my equipment and musical instruments. Thank You!
It was great to work with Hercules moving company. They arrived on time, had a team of very competent and friendly guys who treated our possessions with respect, including our grand piano. They were quick in disassembling and wrapping our furniture and seemed to have a lot of experience. They worked hard and kept us within the budget. I highly recommend them to everyone.
I was very satisfied with Hercules Moving Company. They made it easy and stress free for us. They arrived on time and packed and professionally covered our furniture to go into storage, since we are in between houses. I was amazed by how they were able to efficiently pack and store a 5 bedroom, 2 living room, office and a gym into a storage unit where they organized everything to fit perfectly. This wasn't an easy job and I was 100% satisfied with their service and would recommend them to anyone looking for good quality movers. Thanks Hercules Moving company for helping us move!
If you still in doubt of what piano movers in Toronto to choose - hope you read my review :) Hercules Movers did an excellent job of relocating a grand piano from a music school to my house and additionally advised me a professional piano tuner. Extra care service, friendly and skilled movers, which were extremely accurate and protected the piano as well as floors, walls and stairs.
Hands down the best movers in Toronto!I used Hercules moving services to move my 4 bedrooms house.They was very carefully and nice guys, they wrap in blankets all my furniture and made it safe for moving.Thank you, Igor and his team.
The movers showed up on time and ready to work, they were very efficient and professional. Would highly recommend to anyone.
I had to move my entire food operation in a day. Hercules quoted me quickly and showed up on site 2 days later ready to move. I was worried about all my expensive and sensitive machinery but they pulled it off safely and without issue. Very reasonably priced and highly recommended. Great Oakville movers!
Hercules Movers were great to deal with and very professional. Ottawa movers were on time with very friendly movers who even called to update us on their departure and arrival. We had a great experience and recommend them.
Private User
They did an excellent job moving the piano as they took extreme care not to damage the piano or anything else in the house. I will most likely use them during my next big move as up to now I've been doing most of the moving myself. Thank you.
Hercules movers was amazing. They moved a piano and freezer from an apartment to my house this past June 2017. They were meticulous with wrapping and moving my piano (and this feedback was from the person whose apartment they were moving it from, who has moved over 10 times in his life and is very particular about his belongings and getting things done right!). They also covered their shoes and laid down runners so as not to dirty or damage the floors. They really took their time and were incredibly professional.I would recommend whole-heartedly!
The team at Hercules was fantastic. They treated my furniture with such respect. Thank you for all your hard work and endless hours! Highly recommendable!
Absolutely professional, details such as lift it up and not just tip it over. Well packing, cover floor during the placing, clean and tidy.
I can’t say enough good things about my experience with Edmonton movers. Igor from Hercules answered all my questions and provided a quote that was the best of the five other moving companies I called. The movers arrived promptly and working quickly but with considerable care and had everything packed up much quicker than expected. We were simply blown away by the professional demonstrated by both movers. Very satisfied customer.
Leandro Baldassarre
They showed up on time and worked ultra quick. We had a lot of sensitive equipment and they took extra care to ensure it was all moved safely. I highly recommend them for any commercial move.
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